This is a primary question and should also be coupled with two more questions; What should I afford and what can I not afford. In 2008 our nation experienced a devastating economic collapse which included our housing market. Much of this was blamed on the lending atmosphere and unscrupulous lending practices. Unfortunately much of this could have been avoided. Buyer’s Agent fortunately saw a significantly lower percentage of their clients experience a distressed property situation than the National Association of Realtors average. Let Buyer’s Agent guide you through the process of home ownership and the possible pitfalls to avoid. By understanding your situation and requirements we can recommend lenders that will provide you with the products and services to complete your transaction. Interview several lenders and determine what the difference is between what each offers and also how they offer it. Once you have selected a lender they will help you determine which loan program you might qualify for and what best fits your needs. It is very important that your lender and Buyer’s Agent work closely together to assure that you are protected and that the process moves forward smoothly with all the critical dates being met or properly adjusted. Buyer’s Agent is your advocate in assuring that your can purchase the right property at the right price and that you will have the opportunity to enjoy that property for years to come.